Insurance or No Insurance

Our dead line deposit is starting to approach us and i have been think do i get insurance or do i not get insurance? But considering the extreme disappointment we would likely have felt if we had had to cancel the trip, remorse about the lost money seemed like an added burden we might want to avoid. In these dangerous times, and for one less thing to worry about, it seemed worth the extra money. So we purchased it and felt more relax and hope we don't  need to use  it. You can check out a variety of different carriers but i chose to use American Express Travel Insurance they offered 100% full refund and good medical, flight delay and baggage delay and loss and it is US so that makes it allot easier to deal with if i need it or need to file a claim. Hate to even think about all of this but covering all bases is key to a very good and successful trip